The number of students taking out loans is ticking up.
Benefits agency Kela, said around 159,200 students took out a student loan in 2025, an increase of 2,600 from the previous year.
"The transfer of students from the general housing allowance back to the housing supplement for students in August 2025 may explain the growing popularity of student loans", Heta Moustgaard, a senior researcher at Kela, said in a press release.
At the end of last year, people with student loan debt owed an average of almost 12,700 euros, some 600 more than the previous year.
Regionally, the largest average loans were among students living in Helsinki, where the average loans was around 14,500 euros. The smallest average loan amount, around 10,600 euros, was in Central Ostrobothnia.
